October 27, 2020
Podcast: President Lindsey Johnson on Main St. Finance

USMI President Lindsey Johnson appeared on the Main Street Finance podcast and discussed the benefits of private […]

October 27, 2020
Blog: Capital Alone Is Not Comprehensive Housing Finance Reform: More Administrative Actions are Required & FHFA’s Re-Proposed Capital Framework Should be Modified

Since Fannie Mae and Freddie Mac (the “GSEs”) entered conservatorship in 2008, federal policymakers and industry professionals […]

October 21, 2020
Press Release: New Report, “Private Mortgage Insurance: Stronger and More Resilient”

Over 10 Years of Reforms and Continued Evolution Make Private Mortgage Insurers Stronger and More Resilient Industry […]

October 21, 2020
Strength of MI Report

USMI’s report, “Private Mortgage Insurance: Stronger and More Resilient,” highlights the many regulatory and industry-led reforms taken […]

October 8, 2020
Letter: Comments on FHFA Strategic Plan: Fiscal Years 2021-2024

U.S. Mortgage Insurers (USMI) represents America’s leading providers of private mortgage insurance (MI) and our members are dedicated to a strong housing finance system backed by private capital that enables access to prudent and sustainable mortgage finance. The MI industry has more than 60 years of expertise in underwriting and actively managing mortgage credit risk…

September 18, 2020
Newsletter: September 2020

As Congress returns from the August recess, regulators closed out the public comment periods for two proposed […]

September 18, 2020
Podcast: President Lindsey Johnson on the Practical Wealth Show

USMI President Lindsey Johnson appeared on the Practical Wealth Show podcast with Curtis May and discussed how […]

September 9, 2020
Press Release: Comment Letter to CFPB For Proposed Rule on the General Qualified Mortgage Definition

WASHINGTON — U.S. Mortgage Insurers (USMI), the association representing the nation’s leading private mortgage insurance (MI) companies, submitted its […]

September 9, 2020
Letter: Comments on General QM Definition

USMI appreciates the opportunity to comment on the Consumer Financial Protection Bureau’s (Bureau) Notice of Proposed Rulemaking (NPR)2 regarding changes to the General Qualified Mortgage (QM) definition.

September 1, 2020
Press Release: USMI Submits Comments to FHFA on its Re-Proposed Enterprise Regulatory Capital Framework

WASHINGTON — U.S. Mortgage Insurers (USMI), the association representing the nation’s leading private mortgage insurance (MI) companies, submitted its […]

September 1, 2020
Letter: Comments on FHFA’s Proposed Rule on the Enterprise Regulatory Capital Framework

On June 30, 2020, the Federal Housing Finance Agency (FHFA) published a Notice of Proposed Rulemaking (NPR) […]

August 26, 2020
Blog: CFPB Should Increase Safe Harbor Threshold to Mitigate Borrower Impact

One of the main drivers of the 2008 financial crisis was lending to borrowers with inadequate ability […]