July 24, 2018
Article: More evidence of why trying to save 20 percent on a home down payment isn’t realistic

By Michael Lerner, Washington Post “One of the biggest misconceptions associated with buying a home is that […]

July 10, 2018
Statement: Fannie Mae’s New Enterprise-Paid Mortgage Insurance Product

WASHINGTON — Lindsey Johnson, President of U.S. Mortgage Insurers (USMI), today issued the following statement on the Fannie Mae’s […]

June 18, 2018
Press Release: U.S. Mortgage Insurers Names National MI’s Bradley Shuster As Chairman

WASHINGTON—U.S. Mortgage Insurers (USMI) today announced that Bradley Shuster will serve as the association’s new Chairman of […]

June 8, 2018
Newsletter: June 2018

It’s a good day to be a Washington Capitals fan! #ALLCAPS #ROCKTHERED! As summer heats up, so […]

June 7, 2018
Report: Texas Ranks First in U.S. for Number of Homebuyers Who Secured Home Financing Thanks to Private Mortgage Insurance

Findings Demonstrate Important Contributions by Private Mortgage Insurance to Texas Homeownership WASHINGTON — U.S. Mortgage Insurers (USMI), […]

June 7, 2018
Press Release: New Report Shows Importance of Private Mortgage Insurance in Helping Low Down Payment Borrowers Qualify for Mortgages in All 50 States

U.S. Mortgage Insurers (USMI), the association representing five of the top six private mortgage insurance (MI) companies in the United States, today released a report on the role of MI in all 50 states and the District of Columbia.

May 24, 2018
Statement: Confirmation Of Brian Montgomery As FHA Commissioner

Lindsey Johnson, President and Executive Director of U.S. Mortgage Insurers (USMI), today issued the following statement on the U.S. Senate’s confirmation of Brian Montgomery to serve as Federal Housing Administration (FHA) Commissioner.

April 27, 2018
Blog: 5 Questions to Ask When Shopping for a Mortgage

Choosing the best mortgage that fits your needs is an important first step and first-time homebuyers in particular should research the many options and know the right questions to ask.

March 14, 2018
Statement: On IMAGIN

U.S. Mortgage Insurers (USMI) President and Executive Director Lindsey Johnson issued the following statement on the recent news that Freddie Mac is piloting a new low down payment insurance program aimed at a small segment of the market called IMAGIN.

February 13, 2018
Blog: Mortgage Insurance is an Enduring Piece of Housing Finance Reform

While discussing 2018 housing finance reform recently, specifically private mortgage insurance’s role in helping homebuyers and protecting lenders and the GSEs in the mortgage finance system, I was reminded of one of the most significant reasons MI is uniquely valuable: it is compatible with nearly every form of mortgage credit execution.

February 9, 2018
Statement: Great News For Homebuyers: U.S. Congress Extends Mortgage Insurance Tax Deduction

U.S. Mortgage Insurers (USMI) President and Executive Director Lindsey Johnson issued the following statement on the federal budget deal passed by Congress and signed into law by President Trump today, which includes an extension of the tax deduction for mortgage insurance (MI) premiums.

January 31, 2018
Blog: Do the math: Homebuying now may save a lot

It is a common misconception that a 20 percent down payment is required to buy a home.