November 15, 2023
Statement: FHA’s 2023 Annual Financial Report to Congress

Seth Appleton, President of U.S. Mortgage Insurers (USMI), issued the following statement on the FHA’s release of its Fiscal Year 2023 Annual Report to Congress on the financial status of the MMIF

November 13, 2023
Letter: Joint Letter to Congress on Avoiding a Government Shutdown

USMI joined a coalition of real estate and housing finance organizations in sending a letter to House and Senate leadership.

November 9, 2023
Press Release: New Report Details the Strength and Resiliency Private MI Provides to Mortgage Finance System and Role in Promoting Affordable and Sustainable Homeownership

USMI today released a new report detailing the important enhancements, undertaken over the past 15 years, that have heightened the ability of private MI to better support the housing finance system and serve as a source of strength in the system through all market cycles.

November 8, 2023
Article: Dipping mortgage rates, creative financing options gives glimmer of hope for aspiring home buyers

A WPDE ABC15 News article and broadcast piece by Michael Owen featuring USMI President Seth Appleton reports on financing options for those seeking to access homeownership in South Carolina, amidst a high rate mortgage market.

October 24, 2023
Op-Ed: You can still buy a house with a low down payment

USMI President Seth Appleton authored an opinion article in the Dallas Morning News on the competitive housing market in Dallas, Texas and the role private mortgage insurance (MI) plays for first-time homeowners saving for down payments.

October 20, 2023
Letter: Mortgage Insurers Submit Supplemental Comment Letter to SEC’s Proposed Rule 192

On October 20, 2023, the U.S. private mortgage insurance (MI) industry submitted a supplemental comment letter to the Securities and Exchange Commission (SEC) in response to its Proposed Rule concerning “Prohibition Against Conflicts of Interest in Certain Securitizations.”

October 16, 2023
Statement: FHFA’s Announcement Regarding New Uniform Appraisal Dataset Appraisal-Level Public Use File

USMI today issued the following statement on the FHFA’s publication of the New Uniform Appraisal Dataset (UAD) Appraisal-Level Public Use File (PUF) (UAD Appraisal-Level PUF).

September 22, 2023
Newsletter: September 2023

Congress is back, and so is USMI’s newsletter, focusing on key developments in the housing finance arena.

September 11, 2023
Statement: FHFA Announcement Regarding Credit Score Implementation and Timing

USMI President Seth Appleton issued the following statement on the Federal Housing Finance Agency’s (FHFA) announcement of the next phase of the public engagement process for the updated credit score requirements for loans acquired by Fannie Mae and Freddie Mac.

August 28, 2023
Letter: Comment to FHFA on the Notice of Proposed Rulemaking (NPR) on “Quality Control Standards for Automated Valuation Models (AVMs)”

USMI submitted a letter to Federal Housing Finance Agency (FHFA) Director Sandra Thompson to provide feedback on the Notice of Proposed Rulemaking (NPR) on “Quality Control Standards for Automated Valuation Models (AVMs).”

August 15, 2023
Press Release: USMI Submits Comment Letter on GSEs’ Single-Family Mortgage Pricing Framework

U.S. Mortgage Insurers (USMI) submitted a comment letter in response to the FHFA’s RFI on Fannie Mae and Freddie Mac’s Single-Family Mortgage Pricing Framework.

August 15, 2023
Letter: Comments to FHFA on GSEs’ Single-Family Mortgage Pricing Framework

U.S. Mortgage Insurers (USMI) submitted a comment letter in response to the FHFA’s RFI on Fannie Mae and Freddie Mac’s Single-Family Mortgage Pricing Framework.