June 26, 2023
Letter: USMI Submits Letter To DBRS Morningstar on the Proposed Mortgage Insurance (MI) Credit Appendix

USMI submitted a letter to DBRS Morningstar in response to its request for comment on the Proposed Mortgage Insurance (MI) Credit Appendix

June 23, 2023
Newsletter: June 2023

Summer is here, and so are major updates for the housing finance industry as we celebrate National Homeownership Month!

June 22, 2023
Letter: Joint Letter to the FHFA on Credit Score Implementation

USMI joined a coalition of industry trade associations and consumer advocate groups in sending a joint trade […]

June 15, 2023
Statement: U.S. Senate Reintroduction of The Middle Class Mortgage Insurance Premium Act of 2023

Seth Appleton, President of U.S. Mortgage Insurers (USMI), released the following statement on the reintroduction of The Middle Class Mortgage Insurance (MI) Premium Act

June 14, 2023
Podcast: President Seth Appleton on HousingWire’s Daily Podcast

USMI President Seth Appleton appeared on HousingWire’s daily podcast with HousingWire’s Editor in Chief Sarah Wheeler.

June 1, 2023
Letter: Supplemental Comments & Recommendations to GSE Credit Score Industry Engagement Survey

USMI submitted supplemental comments & recommendations to Fannie Mae and Freddie Mac’s Credit Score Industry Engagement Survey.

May 25, 2023
Press Release: Private Mortgage Insurers Helped Over 1 Million Low Down Payment Borrowers In 2022, Majority Were First-Time Buyers

U.S. Mortgage Insurers (USMI) today announced the industry helped over 1 million low down payment borrowers secure mortgage financing in 2022, according to data from the government-sponsored enterprises (GSEs).

May 25, 2023
Blog Post: Q&A with USMI Chairman Adolfo Marzol on the Private MI Industry’s 2022 Performance

The private mortgage insurance (MI) industry helped over 1 million low down payment borrowers secure mortgage financing in 2022 –first-time homebuyers represented nearly 62% of this volume.

May 23, 2023
Press Release: USMI Names Christina Brown as Vice President and Senior Counsel

USMI also promotes Brendan Kihn to Vice President of Government Relations  WASHINGTON — U.S. Mortgage Insurers (USMI), […]

May 15, 2023
Letter: Joint Trade Letter to FHFA on Proposed Enterprise Regulatory Capital Framework (ERCF)

USMI joined a coalition of housing finance organizations including the American Bankers Association (ABA), Housing Policy Council […]

April 21, 2023
Newsletter: April 2023

Spring has arrived and with it, what is traditionally the nation’s peak homebuying season.

April 14, 2023
Op-Ed: PMI is good for first-time buyers and housing finance system

Homeownership remains at the core of the American Dream. After all, it improves financial security, enhances family and community stability, and builds intergenerational wealth. The Federal Reserve’s 2019 Survey of Consumer Finances found that the median net worth of a homeowner is approximately $255,000 — more than 40 times that of a renter.