March 27, 2023
Letter: Mortgage Insurers Respond to SEC’s Proposed Rule 192

The U.S. private mortgage insurance industry submitted a comment letter to the Securities and Exchange Commission (SEC) in response to Proposed Rule 192.

March 23, 2023
Letter: Statement for the Record for U.S. Senate Committee on Finance’s hearing, “Tax Policy’s Role in Increasing Affordable Housing Supply for Working Families.”

USMI submitted a letter for the record for the U.S. Senate Committee on Finance’s March 7 hearing titled, “Tax Policy’s Role in Increasing Affordable Housing Supply for Working Families.”

March 9, 2023
Statement: The Introduction of The Middle Class Mortgage Insurance Premium Act of 2023

Seth Appleton, President of U.S. Mortgage Insurers (USMI), released the following statement on the introduction of The Middle-Class Mortgage Insurance (MI) Premium Act of 2023 sponsored by Representatives Vern Buchanan (R-FL) and Jimmy Panetta (D-CA).

February 22, 2023
Statement: HUD’s Decision to Reduce Annual Mortgage Insurance Premiums on FHA-Insured Loans

Seth Appleton, President of U.S. Mortgage Insurers (USMI), released the following statement on the U.S. Department of Housing and Urban Development’s (HUD) announcement to reduce the annual mortgage insurance premiums (MIP) on loans backed by the Federal Housing Administration (FHA) by 30 basis points.

January 19, 2023
Statement: FHFA’s Announcement of Additional Updates to Upfront GSE Pricing

Statement on Federal Housing Finance Agency’s announcements to further adjust the government-sponsored enterprises’ (GSEs or Enterprises), Fannie Mae and Freddie Mac, upfront fees for certain loan purposes and risk attributes.

December 21, 2022
Statement: FHFA’s Final Rule for New GSE Products and Activities

U.S. Mortgage Insurers (USMI) issued the following statement on the Federal Housing Finance Agency’s (FHFA) Final Rule for New Enterprise Products and Activities.

December 14, 2022
Press Release: USMI Names Seth Appleton as President

U.S. Mortgage Insurers today announced that Seth Appleton will serve as the association’s new President starting in January 2023.

December 2, 2022
Newsletter: December 2022

As we wind down towards the end of the year, U.S. Mortgage Insurers (USMI) has been working hard to ensure first-time homebuyers continue to have access to affordable housing.

November 17, 2022
Letter: Joint Trades Letter to House Ways and Means Committee in Support of MI Tax Deduction

USMI joined a coalition of housing finance organizations in sending a letter to the House Ways and Means Chairman Richard Neal.

November 17, 2022
Letter: Joint Trades Letter to Senate Finance Committee in Support of MI Tax Deduction

USMI joined a coalition of housing finance organizations in sending a letter to the Senate Finance Committee Chairman Ron Wyden.

November 15, 2022
Statement: FHA’s 2022 Annual Financial Report to Congress

USMI issued the following statement on the Federal Housing Administration’s (FHA) release of its Fiscal Year 2022 Annual Report to Congress on the financial status of the Mutual Mortgage Insurance Fund (MMIF).

October 25, 2022
Statement: FHFA’s Announcements Regarding GSE Pricing, Credit Scores and Appraisal Data

USMI issued the following statement on the Federal Housing Finance Agency’s (FHFA) announcements.